Deposit Details

 Thrift Deposit

The member shall contribute Rs.1000/- to the Thrift deposit compulsorily and shall opt for voluntary contribution at their convenience. The monthly amount of Thrift deposit may be increased or decreased as per the members willingness once in the financial year Like share capital, the Thrift deposit amount shall be kept in a separate account and will be refunded only at the time of cancellation of membership.


Interest on Thrift deposit shall be paid every year before Deepavali festival in the same manner as in the case of dividened. At present the interest @ 9% is being credited to individual bank account of the members.


Minimum Thrift deposit collection slap chart applicable is appended herewith.

 Fixed Deposit

The society also accepts fixed deposit from members and Associate members (Retired Employees after closing their existing society account and by admission as associate members.) The rate of Interest shall be decided by the Board of Directors and circulars from the co-operative Department. Present Interest rate for fixed deposit is given below


Fixed Deposit

Period of Deposit Normal ROI(%) Senior Citizen ROI(%)
91 - 180 Days 7% 7%
181 - 365 Days 8% 8%
1 - 30 Days 4% 4%
30 - 90 Days 4% 4%
13 - 36 Months 9% 9%